Paytm is one of the most popular digital payment platforms in India, offering a range of services such as mobile recharge, bill payment, online shopping, money transfer, and more. Paytm also offers various credit cards in partnership with leading banks such as SBI, ICICI, and HDFC. These credit cards provide attractive benefits such as cashback, rewards, discounts, and more to the users.
One of the credit cards that Paytm offers is the Paytm Credit Card Loan from HDFC Bank. This is a unique product that allows you to apply for a credit card loan from HDFC Bank through the Paytm app. You can use this loan to pay for your purchases on Paytm or any other merchant, and repay it in easy installments at a low interest rate.
But how can you apply for this credit card loan from HDFC Bank? Well, there is a simple and quick way to do so with bobgametech.com. Bobgametech.com is a website that helps you to get the best deals on credit cards, loans, insurance, and other financial products. Bobgametech.com has partnered with Paytm and HDFC Bank to offer you an exclusive offer on the Paytm Credit Card Loan.
What is the offer from bobgametech.com?
If you apply for the Paytm Credit Card Loan from HDFC Bank through bobgametech.com, you can get the following benefits:
- A free Paytm First membership for one year, worth ₹750. Paytm First is a premium subscription service that gives you access to various perks such as cashback, discounts, free delivery, entertainment, and more.
- A free Amazon Prime membership for three months, worth ₹329. Amazon Prime is a popular service that offers you free and fast delivery, unlimited streaming of movies and shows, ad-free music, and more.
- A free Netflix subscription for one month, worth ₹199. Netflix is a leading streaming platform that offers you a wide range of original and licensed content across genres and languages.
- A free Zomato Pro membership for six months, worth ₹600. Zomato Pro is a dining membership that gives you up to 40% off on your food orders and reservations at thousands of restaurants across India.
These benefits are over and above the regular benefits that you get from the Paytm Credit Card Loan from HDFC Bank, such as:
- A credit limit of up to ₹5 lakh, depending on your eligibility and credit score.
- A flexible repayment tenure of up to 60 months, with no prepayment charges.
- A low interest rate of 13% per annum (reducing balance), which is lower than most credit cards in the market.
- A zero annual fee for the first year, and ₹500 from the second year onwards.
- A 1% fuel surcharge waiver on transactions up to ₹5,000 per month.
- A complimentary accidental death insurance cover of ₹5 lakh.
How to apply for the Paytm Credit Card Loan from HDFC Bank with bobgametech.com?
The application process for the Paytm Credit Card Loan from HDFC Bank with bobgametech.com is simple and quick. All you need to do is to follow these steps:
- Visit bobgametech.com and enter your mobile number and email address.
- You will receive an OTP on your mobile number. Enter it to verify your identity.
- You will be redirected to the Paytm app on your device. If you don’t have the app installed, you can download it from the Google Play Store or the Apple App Store.
- On the main screen of the Paytm app, navigate to the Loan & Credit Card section.
- Choose Paytm Credit Card Loan from HDFC Bank and tap on Apply Now.
- Fill in your personal details such as name, date of birth, PAN number, address, income, etc.
- Upload your KYC documents such as Aadhaar card, PAN card, bank statement, etc.
- Agree to the terms and conditions and submit your application.
- You will receive an instant approval or rejection message on your screen. If approved, you will also see your credit limit and interest rate.
- You can start using your Paytm Credit Card Loan immediately by scanning any QR code or entering any UPI ID on the Paytm app.
What are the eligibility criteria for the Paytm Credit Card Loan from HDFC Bank?
To be eligible for the Paytm Credit Card Loan from HDFC Bank with bobgametech.com, you need to meet the following criteria:
- You must be an Indian citizen and resident.
- You must be at least 21 years old and not more than 60 years old.
- You must have a minimum monthly income of ₹15,000.
- You must have a good credit score of at least 650.
- You must have a Paytm account and a HDFC Bank account.
What are the documents required for the Paytm Credit Card Loan from HDFC Bank?
To apply for the Paytm Credit Card Loan from HDFC Bank with bobgametech.com, you need to submit the following documents:
- Aadhaar card or any other valid identity proof.
- PAN card or any other valid proof of income tax.
- Bank statement or salary slip for the last three months.
- Address proof such as electricity bill, rent agreement, etc.
What are the advantages of applying for the Paytm Credit Card Loan from HDFC Bank with bobgametech.com?
There are many advantages of applying for the Paytm Credit Card Loan from HDFC Bank with bobgametech.com, such as:
- You can get a credit card loan without any collateral or security.
- You can get a high credit limit of up to ₹5 lakh, which you can use for any purpose.
- You can enjoy a low interest rate of 13% per annum, which is cheaper than most credit cards in the market.
- You can repay your loan in easy installments of up to 60 months, with no prepayment charges.
- You can save on the annual fee, which is waived off for the first year and only ₹500 from the second year onwards.
- You can get a fuel surcharge waiver of 1% on transactions up to ₹5,000 per month.
- You can get a free accidental death insurance cover of ₹5 lakh.
- You can also get free memberships and subscriptions from Paytm First, Amazon Prime, Netflix, and Zomato Pro, worth ₹1,878 in total.
Conclusion
The Paytm Credit Card Loan from HDFC Bank is a great product that offers you a convenient and affordable way to access credit. You can use it to pay for your purchases on Paytm or any other merchant, and enjoy various benefits such as cashback, rewards, discounts, and more. And if you apply for it through bobgametech.com, you can get even more benefits such as free memberships and subscriptions from popular services such as Paytm First, Amazon Prime, Netflix, and Zomato Pro. So what are you waiting for? Visit bobgametech.com today and apply for your Paytm Credit Card Loan from HDFC Bank.
